Presented byPatrick Braley |
This home has everything you've been looking for including privacy. It is located right around the corner from Westbrook's, marinas, beaches and favorite restaurants, and at a great price! The home is an antique, yet, the rooms have great proportions. The kitchen has ample storage, great flow and plenty space for dining at the bay window. Accessed by French doors, from the kitchen, the living room is equally as large with fireplace, and box window looking out onto the blue stone patio. First floor bedroom and bath, and laundry make this truly one floor living. Dining room is on the opposite end of the kitchen with a cozy porch/study, attached. At one time, the house had an attached garage, which the former owners turned into a library. There may be some insulation and minimal heat, but this could be fully transformed into a library or modified back into a conveniently attached garage. The second floor hosts a huge primary bedroom, a smaller bedroom with fireplace and a full bath. Amazing storage is located behind the primary bedroom. There is an oversized carriage house/garage with three bays and a stairway up to a second floor. This is accessed by a separate driveway. An inground pool with patio is conveniently placed in between the house and the carriage house. Very pretty, expansive, and level yard add to your privacy for this location. Bring your vision, bring your dreams and make this your forever home, just moments from everything that Westbrook has to offer! Septic - Septic system appears to be located in the front of the house and installed in 1973 with a 500 gallon tank and dry wells. Estate has no plan to bring the system up to current code. In-ground Pool - Building and Zoning permits were pulled for the in-ground pool in 1994. Permits do not appear to be closed out, nor is there a fence around the pool. Estate has no plans to close out the permit nor to install a fence around the pool. Barn/3 Car Garage - Building and Zoning permits were pulled for construction of the barn in 1997. Permit does not appear to be closed out upon completion. Estate has no plans to finalize/request the Town inspect the building and close out the permit. Please note that the town field card does not seem to include the sq footage of the library/garage in the overall sq ftge total. Field card notes 2 bedrooms, but there are 3. See floor plan. Property being sold in "as-is" condition
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 20X13 | Upper |
Bedroom 2 | Fireplace,Wall/Wall Carpet | 11X11 | Upper |
Dining Room | Wide Board Floor | 14X12 | Main |
Kitchen | Bay/Bow Window,Dining Area,French Doors,Pantry,Patio/Terrace,Wall/Wall Carpet | 23X18 | Main |
Living Room | Bay/Bow Window,Fireplace,Wall/Wall Carpet | 24X14 | Main |
Primary Bedroom | Wall/Wall Carpet | 13X11 | Main |
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NMLS Mortgage Loan Originator ID 431493
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $540 | $540 | $540 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,486 | $2,393 | $3,087 |
Total Monthly Payment | $3,101 | $3,008 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.